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Our Credit Terms
On approved credit our Commercial customers will receive a Statement on the first of each month when there is a balance and payment is due in full on the 15th of that month.
Our Residential customers on approved credit have two payment options.
- Statement will be mailed on the 1st of each month and due in full on the 15th of that month when there is a balance.
- Equalizer Budget Payment are available for our oil and propane customers, Statements will be mailed on the 1st but only your budget payment will be due by the 15th.

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Our Full Service Credit Department
We are pleased to offer both Commercial and Residential applications in electronic form for your convienience. Please download the appropriate form Commercial Credit Form or the Residential Credit Form
Please print and complete the form, fax or mail to our Credit Department.
Fax to:
Banner Credit Department @ 509.534.3828
Mail to:
Banner Credit Department
122 N. Helena Street
P.O. Box 4346
Spokane, WA 99220-0346
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